India nudges lending apps to provide greater transparency, control to consumers

2017-08-24_00h03_35 IT総合
The Reserve Bank of India published guidelines for digital lending firms, recommending more transparency and control to customers as the South Asian nation’s central bank moves to take further steps to crackdown on sketchy practices and creditors.
The guidelines, released Wednesday (PDF), say that lenders will not be permitted to increase a customer’s credit limit without obtaining their consent and will be required to disclose the annual loan rate in explicit terms. Digital lending apps will also be required to take prior explicit consent from customers before collecting any data and all such

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